Mortgage Checklist
Published on
January 11, 2024
Published by
Mortgage Checklist
The general requirements for all mortgage loans is very similar across purchase or refinance transactions.
- One full month of current pay-stubs
- Most recent two years W-2’s
- Most recent two years tax returns with all schedules
- Most recent two months of all bank statements (including all pages)
- Most recent retirement statement
- Copy of current State of Federal Identification
- Copy of Social Security Card
- Complete Divorce Decree of Separation Agreement
- Complete copy of Bankruptcy Filing and Discharge
- Explanation of any derogatory credit items
If any of these items does not apply in your circumstances, you can omit it from your documentation. If you have any other questions please contact your mortgage professional for clarification.